The Investment Management Process

Your investment portfolio does not exist in a vacuum. It’s often tempting to buy the "bond of the day" or the "safe bet”, but is this really the best choice for the balance sheet as a whole?

Our investment management process starts with ALM.

With Objective Advisors, our clients get investment strategies formulated using the liquidity forecast and interest rate risk assessment derived from our Asset Liability Management (ALM) modeling work. We help you build the structure, then we find the best instruments to compliment your goals and match your risk profile. Our role is to help you make the best decisions possible for your portfolio.

Mitigating Interest Rate Risk

It all starts with the ALM Model. As we update your credit union’s ALM modeling each quarter, we also adjust the strategy of the investment portfolio. This allows us to keep the credit union’s liquidity and interest rate risk profiles at optimal levels and in line with your institution’s policy constraints. Our recommendations are designed to help you maintain the optimal level of liquidity, while also mitigating interest rate risk, and achieving superior earnings results.
  • Our Recommended Strategy is Presented in Writing
  • Competitive Offerings are Solicited & Reviewed in Detail
  • Key Features of Offerings are Explained
  • After the Decision is Made, all Transaction Details are Handled by OAI
If your want your investment portfolio to be managed within the context of the entire balance sheet, give us a call today to discuss how we can help you achieve this.
Objective Advisors, Inc. is a Registered Investment Advisory firm that is regulated by the Securities & Exchange Commission.